Safe Haven

HPF has helped over 2 million homeowners in the past year get information on how to avoid foreclosure. In some cases, a loan modification may give the homeowner the needed relief to begin to improve their financial situation.

However, many homeowners need more help. Some homeowners continue to be in financial crisis, and need free counseling that addressees more than just their housing expenses.

HPF has designed a wide range of counseling options that give homeowners a SAFE HAVEN to learn about financial options and improve their financial situation. Safe Haven education includes:

BUDGETING: Prepare a budget for your family’s finances, and learn how to improve your situation – one dollar at a time.

DEBT MANAGEMENT: Many homeowners have a lot of debt, and are having a hard time meeting all their expenses. A debt management program from an approved non-profit credit counseling agency helps you lower your interest expenses, and get out of debt faster.

CREDIT: Your credit history is an important part of your overall financial health, and we have counseling options that help you learn about your credit, as well as how to repair and rebuild your credit history.

UNEMPLOYMENT ISSUES: A job loss can create a real strain on your personal finances and financial well being. Learn about options to help you deal with this situation.

LIFE STYLE COUNSELING: Many times, financial hardship is caused by life changing event. This could be medical issues, death or divorce or other changes that are impacting your finances. A counselor can help you decide what options you have.

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